There are strict laws governing the actions of insurance agents and brokers. If you have been misled in any way, you may be able to file an insurance agent liability claim and recover much, if not all, of your money. At the San Francisco law offices of KCEH, we protect the rights of individuals and California businesses who have been the victims of broker fraud or misrepresentation.
Even if an agent gives you honest information regarding your insurance policy, you still may have an insurance agent liability claim. For example, if an agent or broker sells commercial insurance to a local chain of hair salons, but fails to sell them employment practices insurance, that could be an instance of malpractice. If the salon is sued by an employee, the insurance company will not have them covered. Any agent should know enough to recommend both at the point of sale.
Insurance companies have a lot of resources and, in most cases, they can sustain the costs of a lengthy court battle more easily than a consumer or small business. We work to negotiate settlements for our clients in all insurance agent liability cases.
In fact, in a study of 2000 cases that went through the settlement process and then went to trial, in most cases plaintiffs ended up doing worse when they took their cases to court. Even when they negotiated a greater settlement, it was most often offset by the cost of the trial, leading to an overall loss for the plaintiff.
With over forty years of insurance litigation experience, attorney Guy Kornblum understands how to negotiate these claims. He will take an assertive stance, reaching out to the other side and making sure they understand the risk of not settling. And if a fair settlement cannot be reached, we will not hesitate to take your case to trial.
If you believe that you may have been the victim of an insurance agent or of broker fraud for any reason, we are here to protect your rights and evaluate your recovery options. Call our San Francisco offices at (415) 440-7800 or contact us online today to find out more.